Have you ever heard that Long Island is famous for its thousands of car accidents every year? Injuries, damage to property, and a whole lot of stress could result from such accidents. Causes of accidents include, but are not limited to, distracted driving, speeding, or driving under the influence.
This article will provide you with facts on Long Island car accidents. We shall discuss the causes of such accidents, what you should do in case you are involved in car accidents, strategies for staying safe while driving, and information on insurance and legal matters. Let’s get started so that you can protect yourself.
Common Causes of Car Accidents on Long Island
A number of things can actually cause car crashes. However, not all of them are common to Long Island. Let’s take a look at some of the top reasons why accidents happen here.
Distracted Driving: A Growing Epidemic
Big problem distracted driving. It’s one thing while you’re driving. Using your cell phone really is a big distraction. Texting, eating-almost anything changes the radio. When you’re driving and your eyes leave the road for a second, bam-it can cause a crash.
Studies have shown that lots of accidents take place in Long Island by a distracted driver. Do let a text or a call keep you from getting into an accident. Focus on driving so that you are safe along with everybody in it.
Speeding and Aggressive Driving
Well, accidents happen. The more the vehicle is in motion, the harder stopping becomes. Tailgating, weaving in and out of traffic, and all of those aggressive behaviors are bad for you, too. Maybe you’re in a rush, but it’s never worth risking a crash.
Speeders have certain areas on Long Island well known for speeding. You want to really be careful on highways and busy roads. Watch your speed and drive calmly. It can save lives.
Driving Under the Influence (DUI)
You know, alcohol and other drugs don’t mean to drive at all under any influence and pretty dangerous. It slows down the reaction time and reduces decision-making criteria. Even a little amount can render unfit for safe driving.
DUI accidents usually have serious consequences connected to them. You might go to jail, incur fines, and lose your license. More importantly, you may injure or even kill someone. If you’re going to drink, don’t drive. Find a ride or call a taxi.
What to Do Immediately After a Car Accident
Accidents can be very scary when they happen. One has to be calm and do the right thing. Here is what to do right away.
Helping Others and Calling for Help
The first thing is checking for injuries-both for you and others. If anyone is injured, call 911. Turn on the hazard lights to warn others that there is something wrong.
This applies even if no one is allegedly hurt because it is most likely best to still call the police. They can create an official record. Such would come in handy as support and reference for insurance claims later. The police will also help control traffic and keep the scene safe.
Exchange pertinent information with the other diver(s). Obtain their name, address, phone number, and particulars of their insurance coverage. Be sure to note their license plate number as well.
Capture Pictures at the Scene of the Accident
Get pictures of the vehicles, the damage done to them, and the area around them. Write down your account of what happened from where you stood. The more information you have, the better. All of that information will facilitate your situation with any claim.
Insurance Claims Process Post-Accident
Filing insurance claims is bound to be something you will have to do after the accident. This may be a little bit baffling for you. You need to know about this.
Understanding New York’s No-Fault Insurance
New York is a “no-fault” state, which means your own insurance will cover your injuries, regardless of who caused the accident.
PIP pays for medical expenses and lost wages, but there are limitations to that coverage. If your injuries are serious, it might not cover all of your expenses. Understanding the whole concept of no-fault insurance is crucial.
Talking with Insurance Adjusters
If you file a claim, you’ll have an insurance adjuster calling you and asking questions about the accident. Be respectful but mind what you say; don’t admit fault; don’t offer guesses; just state the facts.
It’s best to talk to a lawyer before you speak with the adjuster. A lawyer can protect your rights and work toward a just settlement on your behalf.
Legal Options After Long Island Car Accidents
Sometimes car accidents require you to go to court. Here are some situations warranting a talk with an attorney.
When to Get a Car Accident Lawyer
If serious injuries are involved, you should talk to a lawyer about the car accident. Also, all occasions where there is any dispute as to who caused the accident should get the attention of a lawyer. Definitely, if someone dies from the accident, a lawyer is needed.
A Long Island car accident attorney knows the laws of their land. They can obtain the compensation that you deserve and can also deal with the insurance company for you.
Conclusion
Long Island has a huge problem with car accidents. Because of this, understanding the typical scenarios for accidents, knowing what to do afterward, and preventative measures are ways to safeguard yourself and others. Keep in mind to drive defensively, to keep your focus, and not to drive drunk. Know your rights whenever involved in an accident, and get assistance if necessary. Be safe!
