Imagine tires screeching, metal crumpling, and that sickening realization: You’ve just been in a car wreck. Things spin. You might feel confused, apprehensive even. What to do next? A car accident can happen within the busy context of Decatur, Georgia. This article teaches you what to do as soon as the accident happens. Keeping you safe and protecting your rights would be the main objectives here.
Immediate Steps Following an Accident in Decatur
Take a few breaths; try to stay calm. Remaining safe and abiding by the law is most critical. Here is how you should begin immediately following the incident.
Check for Injuries and Call 911
First, check on yourself and others: Were you dizzy? Is there any pain? Call 911 if anyone needs medical assistance, or you’re unsure of any injuries. It’s better to be safe.
Secure the Scene
If your vehicle is movable and it is safe to do so, put it out of the way on the roadside. Turn on the warning lights; this will alert other motorists. Cones or flares may help warn others, preventing further accidents.
Exchange Information
You have entered into a contract with the other driver to share information. Obtain the names, addresses, phone numbers, and insurance particulars of the other vehicle. Record the license plate number and the make/model of their car. Never implicate any party as being at fault for the accident. Just ask and accept the facts.
Accident Reporting and Accidental Laws in Decatur
When to Report an Accident in Georgia
You must report an accident in Georgia in which either injuries or fatalities occur. Also, the report must be made where property damage is greater than $500. When a police officer does not go on the scene, the responsibility of filing the report will probably fall upon you.
Making Reports to the Police
The police on the scene will prepare the report of the accidents. Make sure to get a copy of this report. It holds very important information relating to the accident, and this document may be required by your insurance and lawyer.
Understanding Your Legal Obligations
You must cooperate with the police and your insurance company. But, getting a lawyer is a wise move. A lawyer can protect you from making damaging statements that may impair your case.
Dealing with Insurance Companies Post-Accident in Decatur
Notifying Your Insurance Company
Provide them with the basic information: when, where, and how it happened. Stay objective. Do not speculate or mention anything regarding fault.
Georgia Fault System Explained
Georgia is an “at-fault” state, meaning the person at fault pays for damages. Insurance companies compare the police report against witness statements and any other evidence to decide who is at fault.
Negotiations with Insurance Adjusters
Insurance adjusters represent the insurance companies. Their goal is to keep the payout as low as possible. Document every conversation with the adjusters. Know what constitutes a fair settlement. If you feel that you have not been dealt with fairly, consult a lawyer.
Seeking Health and Documenting Injuries
Why Seek Immediate Medical Help?
Some injuries, like whiplash or concussion, may not show pain immediately. Consult a physician right after the car accident. This secures your treatment and associates your injuries with the car accident.
Documenting Your Injuries and Treatment
Document your visits to the doctor, treatments, and expenses. The records will be useful when submitting a claim with the insurance company.
Common Types of Injuries Caused by Car Accidents
A car accident could bring countless types of injuries. Whiplash, back pain, broken bones, and injuries to the head are the most well-known. Some injuries may cause complications for years to come.
Talk to a Decatur Car Accident Lawyer
When to Hire a Lawyer
You should consider hiring an attorney if you have serious injuries, there is uncertainty over who caused the accident, or the insurer is giving you a hard time about paying. If the accident caused a death, definitely find a lawyer.
What A Car Accident Lawyer Can Do For You
A car accident attorney will investigate the accident, collect the evidence you need, and negotiate with the insurance carrier. They can file a lawsuit and defend your interests within the courtroom. They will fight to get the compensation you deserve.
Finding the Right Lawyer in Decatur
Look for an attorney with lots of experience with car accident litigation in Decatur. Ask how experienced he or she is and their success rate for clients. Choose somebody you feel comfortable with, and who you can trust.